Move Fast.
Build Faster.

We are real estate at speed: the fastest private lender in luxury home building in the world; built for the builders, developers, and investors who push the market forward.

Flatiron is the fastest, most active private lender to luxury homes in the country.

Traditional lenders and banks are slow and inefficient. Flatiron was built for serious operators and investors who need access to capital fast. With billions deployed at light speed, we deliver when timing matters the most by removing the red tape from securing funding with over 1,800 mortgage bankers and mortgage brokers actively transacting with us.

10K+
Transactions
$1B+
Capital Deployed
96%
Satisfaction Rating
2.5k+
Investors Supported

OUR SOLUTIONS

The right loan for the right strategy.

Whether you're flipping homes, building from the ground up, or bridging to your next opportunity, we provide flexible financing tailored to real estate investors and developers.

Fix & Flip

Fix & Flip

Short-term financing for investors renovating and reselling residential properties. Loans move fast and can cover both acquisition and rehab costs, helping clients complete improvements quickly and maximize resale value.

  • $100K-$10M Loans
  • 1-4 unit properties
  • Close within 5 days*
Learn more
Ground-Up Construction

Ground-Up Construction

Financing for new builds from land through vertical construction. Ideal for residential and small commercial developers who need structured draws, clear timelines, and reliable capital to take projects from concept to completion.

  • $100K-$10M Loans
  • 1-4 unit properties
  • Land purchases or knockdowns
Learn more
Land Purchase

Land Purchase

Capital for acquiring undeveloped or lightly improved land. Useful for land banking, entitlement work, rezoning, or prepping a site for future development. Helps investors secure strategic parcels early in the process.

  • $100K-$10M Loans
  • 1-4 unit properties
  • Close within 5 days*
Learn more
Stabilized Bridge

Stabilized Bridge

Short-term funding for income-producing properties that are already leased and generating cash flow. Provides quick liquidity for refinancing, improvements, or new opportunities without the delays of traditional bank loans.

  • $100K-$10M Loans
  • Minimal documentation required
  • Short term loans on cash flowing properties
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OUR CLIENTS

Capital for every role.
Success for every client.

Flatiron is the definitive choice for investors and brokers alike. We drive your real estate success through specialized capital, expert guidance, and unmatched service. No excuses, just results—no matter the challenge.

For Brokers

For Brokers

Expand your lending capacity with a partner that prioritizes speed. We offer competitive rates, protect your referral fees, and provide the reliable execution needed to get your clients to the closing table.

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For Agents

For Agents

Help your clients win in competitive markets by removing financing hurdles. Our streamlined approval process turns contingencies into confidence, ensuring your deals close on time, every time.

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For Borrowers

For Borrowers

Access the liquidity you need to seize investment opportunities instantly. From fix-and-flip to ground-up construction, we offer flexible terms and rapid funding to fuel your portfolio growth.

Learn more

HOW IT WORKS

Get funded in under 5 days.

Here's how we turn capital raised into real returns.

1

Get a quote, get pre-qualified.

Get pre-authorized within hours of your submission with a rate lock

2

Finalize loan details.

We will process the appraisal and title requirements after submission of all information.

3

Fund your project.

Close deal within 5 business days of clear title and appraisal.

OUR SOLUTIONS

Flatiron is the future of lending.

Real estate moves fast. Your lender should too. Our proprietary IronLinc platform streamlines underwriting, giving you transparency from application to draw management.

Same-Day Term Sheets

Submit a deal at 9 AM, get terms by 5 PM.

Direct Access

Speak directly to decision-makers, not a call center.

Nationwide Reach

Lending in NY, FL, CA, TX, CO, AZ, and beyond.

OUR REACH

Nationwide reach.
Local expertise.

Real estate is local, but your access to capital shouldn't be limited by zip code. We combine the strength of a national balance sheet with deep, market-specific underwriting knowledge. Whether it's a fix-and-flip in Florida or a multi-family in Montana, we understand the asset and the area.

Geographic coverage map of the United States

RECENTLY FUNDED

Proven successes, time and time again.

We apply a structured, high-volume investor outreach process designed for best results. Here's how we turn investor interest into capital raised.

LAGUNA BEACH
FIX & FLIP5-DAY CLOSE$10M

LAGUNA BEACH

$12,900,000

2 West Water Street, Residence B

Sag Harbor, NY 11101

4 Levels | 11,723 SF | 250 Frontage | 8 beds | 9F/1H baths

VIEW DETAILS
TURKS & CAICOS
GROUND-UP$5M7-DAY CLOSE

TURKS & CAICOS

$18,900,000

2 West Water Street, Residence B

Sag Harbor, NY 11101

4 Levels | 11,723 SF | 250 Frontage | 8 beds | 9F/1H baths

VIEW DETAILS
UPPER WEST SIDE
RENNOVATION$20M5-DAY CLOSE

UPPER WEST SIDE

$2,750,000

2 West Water Street, Residence B

Sag Harbor, NY 11101

4 Levels | 11,723 SF | 250 Frontage | 8 beds | 9F/1H baths

VIEW DETAILS
LONG ISLAND SOUND
FIX & FLIP$2M

LONG ISLAND SOUND

$1,900,000

2 West Water Street, Residence B

Sag Harbor, NY 11101

4 Levels | 11,723 SF | 250 Frontage | 8 beds | 9F/1H baths

VIEW DETAILS

OUR REVIEWS

What our clients are saying.

Trusted by companies around the world. See what our clients have to say about working with Flatiron Real Estate.

Joseph Talas was amazing to work with. As he said to me in the beginning of the process: If he's up, he's working. This couldn't be more true. The response and ease of the transaction was incredible and unlike any other lender we've previously worked with.

Nest Builders LLCNest Builders LLC

I must say on my first transaction ever I was very impressed by there speed and certainty of execution. They stuck by their caption on their page and we're the fastest closing lenders I've ever dealt with throughout the country.

Alexa M.Alexa M.

As a real estate broker and real estate investor working for years with other private and conventional lenders, Flatiron and its team exceed the good and quality of service including communication.

Katy O.Katy O.

Highly professional. Oscar made the process very easy and stress free. Fast transaction and closed on time with no issues or delays. Most important, he cares about his clients and have been transparent since day 1.

BB ReviewsBB Reviews

Joseph Talas was amazing to work with. As he said to me in the beginning of the process: If he's up, he's working. This couldn't be more true. The response and ease of the transaction was incredible and unlike any other lender we've previously worked with.

Nest Builders LLCNest Builders LLC

I must say on my first transaction ever I was very impressed by there speed and certainty of execution. They stuck by their caption on their page and we're the fastest closing lenders I've ever dealt with throughout the country.

Alexa M.Alexa M.

As a real estate broker and real estate investor working for years with other private and conventional lenders, Flatiron and its team exceed the good and quality of service including communication.

Katy O.Katy O.

Highly professional. Oscar made the process very easy and stress free. Fast transaction and closed on time with no issues or delays. Most important, he cares about his clients and have been transparent since day 1.

BB ReviewsBB Reviews

Highly professional. Oscar made the process very easy and stress free. Fast transaction and closed on time with no issues or delays. Most important, he cares about his clients and have been transparent since day 1.

BB ReviewsBB Reviews

Despite the short timelines, they delivered flexible loans with better terms than competitors. We appreciate how Flatiron takes the time to truly understand each deal and provide financing even when traditional banks decline.

Rajesh B.Rajesh B.

As a real estate broker and real estate investor working for years with other private and conventional lenders, Flatiron and its team exceed the good and quality of service including communication.

Katy O.Katy O.

They stuck by there caption on their page and we're the fastest closing lenders I've ever dealt with throughout the country.

Alexa M.Alexa M.

Highly professional. Oscar made the process very easy and stress free. Fast transaction and closed on time with no issues or delays. Most important, he cares about his clients and have been transparent since day 1.

BB ReviewsBB Reviews

Despite the short timelines, they delivered flexible loans with better terms than competitors. We appreciate how Flatiron takes the time to truly understand each deal and provide financing even when traditional banks decline.

Rajesh B.Rajesh B.

As a real estate broker and real estate investor working for years with other private and conventional lenders, Flatiron and its team exceed the good and quality of service including communication.

Katy O.Katy O.

They stuck by there caption on their page and we're the fastest closing lenders I've ever dealt with throughout the country.

Alexa M.Alexa M.
Robert J. Talas, Co-founder & CEO

FROM OUR FOUNDER

"Our mission has always been simple: give investors and builders the speed and certainty they need to capitalize on every opportunity. When you move fast, you win more. We make fast possible."

Robert J. Talas

Co-founder & CEO

WHY FLATIRON

This is why investors choose Flatiron.

Fast, dependable closings

Same-day commitments and closings in as little as five business days keep your projects moving without delay.

Competitive, direct-lender rates

No middlemen. No added layers. Just fair, consistent pricing designed to maximize your returns.

Flexible loan solutions

From fix and flip to ground-up construction, land deals, and bridge financing, our programs adapt to your strategy and experience level.

Proven track record

Billions funded with thousands of satisfied borrowers nationwide.

CONTACT US

Let's make it happen.

Discover how we turn capital raised into real returns.

We are the fastest lender in real estate.

With 25 years in the industry, we will grow your real estate business. Get an immediate response today.